Travelling: same distance, cheaper cost

Author: CCC Committee Posted under:



Have you ever thought of how to buy petrol at a cheaper price? Or how to reduce your toll costs? There are viable ways of reducing your transportation costs. When you commute every morning and evening, look around you in the traffic jam -there are so many single occupancy cars. The reliance on cars to travel to and from work has become a necessity for many, but the problems associated to driving have become more and more apparent. Examples of the negative impacts of having too many cars on the roads are:

-Congestion and delays - traffic jam
-Parking problem
-Poor air quality - vehicles are a major source of hydrocarbons, nitrogen oxides and carbon monoxide
-Contribution to global warming through usage of petrol
-Deteriorating fitness and health

Carpooling

One way of reducing the number of cars on the road is by carpooling. Carpooling is an arrangement by a group of people to commute together in the same car to their office (or offices). Carpools usually consist of individuals who live near each other and are employees of different companies located only a short distance apart and have the same working hours.

Benefits of Carpooling

Commuting is expensive when you drive alone. Petrol, tolls and parking can add up to thousands of ringgit every year. There could very likely be people in your neighbourhood commuting to the same place as you on a daily basis. By carpooling with just one other person, you can cut those costs by half. Add another person or two and your costs will be even lower. In addition to cost saving, carpooling has many benefits such as;

(i) Feeling of Relaxation

The greatest advantage of carpooling is the feeling of relaxation while reaching to office. The feeling of relaxation rejuvenates you to start your work natural fresh. Employees who carpool shows improved productivity, less tardiness, and lower absenteeism.

(ii) Financial Savings

Spend less on petrol, toll, parking, vehicle wear and tear, or transportation fares.

(iii) Environmental Friendly

With fewer vehicles on the road every day, we can enjoy fresher air.

(iv) Reduce Traffic Chaos

Carpooling reduces the number of automobiles on the road and helps reduce traffic congestion.

So, why waste time concentrating on driving? Why drive and listen to boring radio channel? Let's find a few friends to carpool. We can easily expand our social group by carpooling with others.
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Tip Berjimat dalam Penggunaan Telefon Bimbit

Author: CCC Committee Posted under:

Dalam keadaaan kos sara hidup yang semakin meningkat, sudah tiba masanya kita melihat kembali cara kita berbelanja bagi memastikan perbelanjaan kita adalah mengikut keperluan.

Sebagai langkah awal, kita boleh mulakan dengan sesuatu yang pada masa kini menjadi barang keperluan iaitu telefon bimbit.

Sebelum kita membeli telefon bimbit, ada beberapa perkara yang perlu diambilkira supaya perbelanjaan untuk memiliki telefon bimbit tersebut mengikut kemampuan kita. Antaranya ialah:

1. Memilih telefon bimbit yang sesuai

Tanya pada diri sendiri keperluan telefon bimbit kepada kita, sama ada untuk;

-Menerima atau membuat panggilan
-Menerima dan menghantar mesej
-Mengambil gambar
-Melayari internet
-Penunjuk arah GPS
-Kesemua di atas

Ramai sedia maklum bahawa harga telefon bimbit tertakluk kepada ciri-ciri atau kelebihan yang ada padanya. Oleh itu, pilihlah telefon bimbit yang menepati keperluan kita bukannya kerana tertarik dengan pelbagai ciri yang ada pada telefon bimbit tersebut yang pastinya memerlukan kita membayar harga yang tinggi, tetapi akhirnya tidak pernah atau tidak tahu menggunakannya.

Sentiasa ingat ...Bijak Memilih, Bijak Berbelanja... Banyak Kelebihannya.

2. Memilih pakej pelan yang sesuai

Dari perspektif perbelanjaan jangka panjang. pemilihan pakej pelan yang sesuai mengikut keperluan individu ialah pemilihan yang paling penting yang perlu kita buat. Terdapat pelbagai pakej pelan yang disediakan oleh pihak pembekal perkhidmatan selular pada masa ini. Ada pakej prabayar, pascabayar dan pembelian minit.

Jika anda seorang yang jarang menggunakan telefon, pakej bayar mengikut penggunaan sepatutnya menjadi pilihan kerana anda hanya akan dicajkan mengikut penggunaan sebenar.

Bagi pengguna yang sukar untuk mengawal perbelanjaan penggunaan telefon, lebih sesuai menggunakan talian prabayar. Golongan ini perlu menambah nilai bila perlu untuk menggunakannya. Had kredit dibayar akan menyekat pengguna ini daripada berbelanja besar untuk berkomullikasi.

Mereka yang kerap menggunakan telefon pula sesuai untuk memilih pakej pembelian minit kerana anda akan dicaj untuk jumlah minit yang digunakan tidak kira panggilan dibuat ke mana-mana pembekal perkhidmatan.

Langkah bijak sebelum kita membeli pakej pelan ialah kita perlu membuat perbandingan pakej pelan yang sedia ada dalam pasaran dan mencari yang terbaik dan bersesuaian dengan keperluan kita.

3. Memilih cara komunikasi yang sesuai

Apakah motif anda menghubungi penerima?

-Memerlukan penjelasan ringkas? Menghantar pesanan ringkas mungkin sudah memadai.

-Memerlukan penjelasan yang lebih lanjut? Panggilan terus kepada penerima adalah lebih murah berbanding menghantar pesanan ringkas yang berulang kali. Contohnya: anda menghantar pesanan ringkas sebanyak tiga kali. Setiap pesanan ringkas yang dihantar dicaj 10 sen, maka jumlah yang dicajkan adalah 30 sen. Dalam hal ini, membuat panggilan adalah lebih murah kerana dengan 30 sen anda boleh bercakap lebih daripada seminit dan lebih banyak perkataan boleh dilontarkan.

Dari itu, wajarlah kita berfikir sejenak sebelum mengambil keputusan membeli telefon bimbit agar ia benar-benar mengikut keperluan dan kemampuan kita.
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Facing the Perfect Storm

Author: CCC Committee Posted under:

When things were going well nobody question the wisdom of splurging hundred of thousands on a set of wheels. Nobody ask why we need a machine that can propel us to 100km per hour in less than the time you took to read this sentence. Or do we really must buy some thing during every visit to the shopping malls and eat out so very often in those fancy restaurants that charged over RM10 for a cup of joe.

Even then the gloomy signs were already there. The US markets were falling under the burden of a credit crisis ignited by its sub-prime problems and oil prices hitting targets that at one time was ridiculed as too overtly bullish. Yes, even then, we kept on spending and extending our personal credit position. Maybe to keep up with our next-door neighbors simply because it was what everybody in your office was doing. We truly believe that the good times will roll on forever and we assure and congratulate ourselves on our good fortunes of being able to financially afford the good life.

However, all good things must come to an end. The cow finally came home that day when the government decided to let petrol prices trade closer to its market rate. People were panic-stricken and irrationally wasted hours in the jam-packed petrol kiosks chasing the one-off saving on petrol. Overnight, we were left with the realization that things will not be the same anymore. The days of cheap stuff are finally over. As fuel prices increases, so will the prices of other goods and services. Indeed within days of the petrol hike, prices hikes for a number of items were announced.

As our daily expenses soared, so does our blood pressure as we find our wallet so much lighter. The natural instinct is to look elsewhere for a reason for the predicament. No amount of efforts and knee-jerk relief initiated by the Government is adequate to pacify the disgruntled people from taking the issue to the street. However, before we even start to do so, let us be reminded that this is not the first economic crisis the world has ever experienced. Malaysia also has had its fair share of economic slowdowns in the past. We should conduct a personal audit on our financial affairs which may have contributed to our present state of affairs. Were some expenditures or purchases really necessary?

This time around we also have rising inflationary pressures due to surging commodities prices as well as an uncertain political situation. The stage is set for collision of factors which has already resulted in much uncertainty. A financially sound and well-planned company knows the “peak and valley” of economy cycle and thereof creates a contingency pool of funds to meet the risks of losses that might occur from external events beyond its control. At individual level, “saving for the rainy day” works just the same for preparing a person or a family bracing trying time like now when purchasing power shrink rapidly in tandem with the rising cost of goods and services.

In a way, we are facing a perfect storm and we need to find shelter as the storm gradually builds momentum. In times like this, age-old advice like “living below your means” carries new significance as we struggle to keep afloat. Maybe we need to lighten our financial burden by off-loading some non-essential liabilities by doing a household financial assessment to create a stronger personal balance sheet. It will be a painful exercise no doubt as it may involve downgrading but hopefully we will emerge stronger after the storm finally blows over.
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FiKiR dULu sEbeLuM buANg!

Author: CCC Committee Posted under:














































































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Good Time Management Habits

Author: CCC Committee Posted under:

What are habits? Habits are automatic routines of behaviour that are repeated regularly and unconsciously. They are learned, not instinctive. Therefore, habits can be unlearned and relearn. For this issue we are focusing on changing our time management habits. Changing time management habits takes time (no pun intended) and effort, and it is always easier when you have practical pointers that are easy to keep in mind and follow.

All of us in the Bank agree to the fact that our jobs are becoming more and more challenging day by day. Therefore, to achieve the goals that are set for us and to accomplish our job to the best that we could, we have to be an efficient and effective employee. Thus, we need to learn how to manage our time as time management are essential skills for effective people. People who manage their time effectively are the highest achievers in all walks of life. If you manage time well, then you will be able to function exceptionally well, even under intense pressure.

Concentrate on results, not on being busy...

Many people spend their days in a frenzy of activities, but achieve very little because they are not concentrating their effort on the things that matter the most.

Here are some pointers on time management to help us use our time wisely:

1. Plan each day.
Planning your day can help you feel more in control of your life. Write a to-do list, putting the most important tasks at the top. Keep a schedule of your daily activities to minimize conflicts and last minute rushes.

2. Set your priorities.
No matter how much you approach time management, there will always be some limitations. Whoever you are, there are only twenty four given hours in a day. The key is not to priorities what is on your schedule, but to schedule priorities.

3. Differentiate between the urgent and the vital.
The urgent may be noise to get your attention, but it is rarely vital that it be done right now or at all. The vital tasks are those that lead you to your goals, and give you most of the long term progress and reward. Those tasks are very often not urgent. Many urgent tasks are not really vital.

4. Say “No” to non-essential tasks, not the person.
Consider your goals and schedule before agreeing to take on additional task. You cannot do everything everyone asks you to do.

5. Learn how to effectively delegate.
First take a look at you to-do list and consider what you can eliminate or pass on to someone else. Remember, do not delegate what you can eliminate. If you should not be doing an activity, then perhaps you should not be giving the activity away to others. Tips on delegation is to pick the right persons, give clear directions, set benchmark and due dates, and then let them do it.

6. Overcoming procrastination.
Procrastination has a lot of different causes: fear, boredom, perfectionism, an overwhelming task and unclear goals. Identify the reason behind procrastination, so you are solving the right problem when dealing with it.

7. Take the time you need to do a quality job.
Always remember “Do things right the first time”. Doing work right the first time may take more time upfront, but time spent in making corrections is very unproductive and frustating.

8. Close the loop
No dangling threads. When the task is done, do not forget the action of getting that task completely off your plate. Send the email, make the phone call, file it. Whatever. When it’s done, it’s done. Get it off your desk.

Finally, do not forget to make sure you have fun actions in your list too. Do not read the joke from your friend now. Put it aside and wait until you really need that laugh in between actions. And then, do not feel guilty for taking the time to read it.

Top Tip
Time management really can be easy. Fact. You are in control of your time.
If you take away one time management tip, remember that good time management is about knowing what’s most important and doing that the most. And you don’t need a fancy diary for that!

Quote
Watch your Thoughts. For they become Words.
Watch your Words. For they Become Actions.
Watch your Actions. For they Become Habits.
Watch your Habits. For they Become Character.
Watch your Character. For it becomes your Destiny.
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Meeting, Again?

Author: CCC Committee Posted under:

Let’s Make It Productive

Despite the innovations of new technologies, e.g. with the existence of internet, video conferencing, SMS and etc., the personal interaction that takes place in face-to face meetings remains an essential part of all human activity. Yet meetings are also classic time-wasters, with people leaving them feeling that nothing has been achieved. If you ever started to figure out how much meetings cost, you would be amazed at the the staggering price of having one. Therefore, we need to be aware of the time and material costs of having meetings including its preparation. We need to plan to avoid wastages.

What are the essential ingredients for a successful meeting?

The leader needs to understand that successful meetings are based upon several factors:
> the potential of the group,
> the performance of the group, and
> the results from the group work.


Take potential for example: Meetings will have a low potential for success if they have:
> the wrong people for the issued being discussed
> individuals who are in conflict with each other
> people who do not have the requisite skills for an assigned task or
> people who do not know how to work effectively together.


As we decide upon the agenda for a specific meeting, the amount of preplanning that goes into its preparation will have an impact on its potential for success. When assembling the “raw materials” for a meeting, consider the following:
> Have the right people attending.
> Have people attend who are committed to the outcomes of the meeting.
> Ensure attendees are prepared or have been given enough time to prepare.
> Ensure that the meeting room is adequate and comfortable, including flip charts, LCD etc.
> Be sure that the time allotted for the subject is adequate for the topic.
> Ensure members are skilled in communications and problem solving.


Other tips to help achieve successful meetings are:
> Start and end on time – time management
> Determine how all participants will be heard.
> Communicate what is expected of all attendees.

Performance has a lot to do with how individuals behave within the group environment and this is largely through communications. Characteristics of high-quality communications include:

Interaction and balance:
The worst effect is when one or two people do all the talking. The best meetings that I have been involved with include active participation by all, which giving everyone an opportunity to contribute to the meeting’s success.

Respect:
It is important in any group work that individuals respect each other and each other’s viewpoint. Often, respect breaks down when individuals do not listen to each other, one of the most important elements of a successful communications strategy.

Clarity:
When communications are vague and oblique, individuals find it difficult to contribute to the quality of the conversation. Take for example when someone says, “the staff is being difficult.” From that statement it would be next to impossible to find the solution to deal with the staff’s frustration.

Relevance:
It is important in any discussion that there is a building concept, that those communicating are building on the conversation. How often have we heard individuals interject a comment that misses the mark entirely and has the effect of temporarily derailing the conversation? This is time consuming and the team will inadvertently take a detour that can be distracting. Sometimes this occurs when individuals want to speak simply for the sake of speaking.
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Jauh tapi Jimat

Author: CCC Committee Posted under:

Dalam dunia IT yang serba canggih ini, kita tidak dapat lari daripada mengikuti arus perkembangan masa kini iaitu berkomunikasi melalui telefon bimbit. Telefon bimbit yang dahulunya tergolong sebagai barangan mewah atau simbol status kini telah menjadi sebahagian daripada keperluan masa kini; yakni alat perhubungan sesama manusia.

Oleh kerana ianya telah menjadi keperluan dan sebahagian daripada kehidupan kita, kita seharusnya mencari jalan bagaimanakah kita boleh berjimat ketika kita menggunakan telefon bimbit tersebut. Ada beberapa perkara yang boleh kita timbang-timbangkan untuk menjimatkan perbelanjaan telekomunikasi kita ketika berada di dalam negara, lebih-lebih lagi di luar negara. Penjimatan adalah berdasarkan kesesuaian penggunaan kemudahan tersebut.

Perayauan Antarabangsa

Perayauan antarabangsa adalah satu kemudahan yang disediakan oleh penyedia perkhidmatan telekomunikasi. Antara perkhidmatan yang ditawarkan dalam kemudahan ini ialah pemindahan data (data transfer) dan suara (voice). Pengguna haruslah bijak memilih tawaran-tawaran yang disediakan oleh penyedia perkhidmatan berbanding dengan kos yang dikenakan ketika menggunakan kemudahan ini.

Sebagai contoh sekiranya anda perlu memuat turun e-mel dalam frekuensi yang banyak semasa berada di luar negara, adalah lebih menjimatkan sekiranya anda melanggan capaian tanpa had (walaupun yuran tetap capaian tanpa had adalah lebih tinggi) daripada menggunakan caj per capaian. Ini adalah kerana penyedia perkhidmatan akses tanpa had akan membenarkan anda untuk memuat turun e-mel sepanjang waktu tanpa mengambil kira jumlah data yang dimuat turun. Perbandingan mudah adalah seperti berikut:

Capaian tanpa had RM38 untuk 24 jam berada di luar negara.

Berbanding dengan senario muat turun SATU e-mel bersaiz 384kb dengan kadar 10 sen untuk setiap 10 kb untuk selama 3 minit. Kos perayauan antarabangsa untuk seminit RM3.50. Jumlah kos keseluruhan adalah seperti berikut:

Kos muat turun 384kb/10 x RM0.10 = RM3.84
Kos perayauan 3 minit x RM3.50 = RM10.50
Jumlah = RM14.34

Oleh itu, sekiranya anda perlu memuat turun e-mel lebih daripada 2 dalam masa sehari, maka adalah lebih menjimatkan sekiranya anda melanggan capaian tanpa had.

Penggunaan Kad Sim Prabayar Tempatan

Penggunaan kad sim tempatan adalah antara cara yang murah untuk berkomunikasi dengan orang tempatan di negara yang dikunjungi mahupun untuk berkomunikasi dengan orang yang berada di tanah air.

Sebagai perbandingan, sekiranya kita menggunakan kad sim yang disediakan oleh penyedia perkhidmatan dengan perayauan antarabangsa, penyedia perkhidmatan akan mengenakan caj perayauan antarabangsa untuk setiap panggilan yang dibuat dan diterima yang mana kosnya adalah lebih tinggi berbanding sekiranya kita menggunakan kad sim tempatan.

Sebagi perbandingan, sekiranya anda berada di Indonesia dan menghantar satu pesanan ringkas menggunakan perayauan antarabangsa, cajnya adalah seperti berikut:

Kos pesanan ringkas RM0.20
Kos perayauan antarabangsa RM1.20
Jumlah RM1.40

Walaubagaimanapun, sekiranya anda menggunakan kad sim prabayar tempatan, caj untuk satu pesanan ringkas adalah seperti berikut:

Kos pesanan ringkas Rp300
Kadar pertukaran Rp348/100 RM0.10

Jadi anda boleh berjimat sebanyak RM1.30 bagi setiap pesanan tingkas yang dihantar sekiranya anda menggunakan kad skim prabayar tempatan kerana caj yang dikenakan adalah seperti caj penghantaran pesanan ringkas di dalam negara yang dilawati, begitu juga dengan kadar panggilan. Di samping itu juga tiada sebarang caj yang dikenakan untuk penerimaan panggilan mahupun pesanan ringkas. Penggunaan kad sim tempatan juga dapat mengawal jumlah perbelanjaan kita kerana ia menggunakan konsep pra bayar.

Penggunaan Kad Panggilan

Konsep yang diperkenalkan sebelum wujudnya telefon bimbit, tetapi kini semakin dilupakan ialah penggunaan kad panggilan yang berasaskan konsep prabayar. Kandungan setiap kad adalah dalam bentuk minit. Anda boleh membuat panggilan berdasarkan jumlah minit yang dibeli. Kad prabayar terdapat di dalam berbagai denominasi. Sebagai langkah penjimatan, kita perlu membeli kad prabayar berdasarkan jumlah anggaran penggunaan kita. Kad prabayar tidak memerlukan telefon bimbit, pengguna boleh menggunakan telefon talian tetap untuk menghubungi orang yang ingin dihubungi.

Penggunaan kad panggilan prabayar amat popular. Harga sekeping berdenominasi USD10 dijual pada harga USD7 untuk jumlah 300 minit panggilan ke talian tetap atau 240 minit panggilan ke telefon mudah alih.
Kos pembelian kad tersebut dalam Ringgit Malaysia pada kadar pertukaran RM3.70 adalah RM25.90. Penjimatan adalah besar kerana dengan menggunakan kad panggilan kita boleh membuat panggilan jauh untuk beratus-ratus minit.

Sebagai perbandingan, sekiranya anda membuat panggilan seminit dari Amerika ke Malaysia dari talian tetap ke talian tetap yang lain cajnya ialah USDxxxx atau RMxxxx. Sekira anda menggunakan kad panggilan prabayar, caj panggilan satu minit ke Malaysia hanyalah RM0.09 (RM25.90/300 minit). Lihat! berapa banyak yang anda boleh berjimat.

Penggunaan kad prabayar bukan sahaja boleh digunakan ketika berada di luar negara tetapi boleh digunakan di dalam negara untuk kita membuat panggilan jarak jauh.

Penggunaan Radio Dua Hala

Penggunaan radio dua hala adalah lebih menjimatkan sekiranya kita membuat perjalanan dalam berkumpulan. Ini adalah kerana tiada kos panggilan yang dikenakan untuk hubungan komunikasi yang dilakukan. Kos yang perlu dikeluarkan oleh pengguna hanyalah kos pembelian atau penyewaan peralatan radio dua hala tersebut. Walaubagaimanapun, ianya tertakluk kepada peraturan-peraturan penggunaan radio dua hala tempatan.

Di atas adalah sedikit tips yang kami ingin kongsikan bersama anda, jadi fikir-fikirkan sebelum anda berkomunikasi.......................


*nota kadar caj perayauan antarabangsa adalah berbeza-beza mengikut negara. Pengguna dikehendaki membaca dengan teliti syarat-syarat dan terma yang ditetapkan oleh penyedia perkhidmatan.
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Kerja itu satu Ibadah dan Amanah

Author: CCC Committee Posted under:

Kerja itu Ibadah dan Amanah. Pada pekerjaan itu ada barakah…....

"Kadang-kala aku tertanya-tanya........Pendapatan mereka tidak seberapa, zahirnya tidak mampu menampung sebuah keluarga. Tetapi mereka gembira kerana mereka hidup berpada-pada. Pada wajah mereka terpancar tanda-tanda bahagia. Kenapa aku sebaliknya......? Apakah rahsia mereka......?”

Kafeteria BNM, 8.02 pagi…

Pagi itu ketika bersarapan aku terserempak dengan Mohsin, rakan sekerja dan seangkatan denganku yang sudah lama tidak kelihatan kelibatnya.

"Assalamualaikum Mohsin, lama tak jumpa. Apa berita?”.

Salamku disambut mesra olehnya. Itulah Mohsin yang kukenali sejak 25 tahun yang lalu, sentiasa berwajah ceria. Riak mukanya bersih, sentiasa tersenyum, mudah disapa dan tidak pernah menampakkan kegelisahan.

Kami memulakan bicara, perihal keluarga masing-masing menjadi topik perbualan. Aku menanyakan hal anaknya yang lima orang. Mohsin dengan ceria dan bersyukur memberitahu yang anaknya yang sulong telah bekerja, nombor 2, 3 dan 4 masih di pusat pengajian tinggi manakala yang bongsu masih bersekolah di sekolah asrama penuh di selatan tanah air dan akan menempuh peperiksaan SPM tahun ini. Kagum aku mendengar kisah Mohsin. Semua anak-anaknya berjaya. Walaupun pangkat dan pendapatannya sederhana dan mempunyai isteri yang tidak bekerja, Mohsin mampu membina sebuah keluarga bahagia dan berjaya. Raut wajahnya menampakkan ketenangan dan kebahagiaan dalam dirinya.

”Apa rahsia kau Mohsin?”, aku cuba mencungkil rahsia.

Mohsin tersenyum. "Alhamdulillah, mungkin barakah agaknya”, jawab Mohsin ringkas.

Menurut Mohsin, barakah itu penting. Barakah mencukupkan rezeki yang sedikit. Untuk mendapatkannya, memerlukan keikhlasan dalam segala perbuatan, termasuklah juga dalam pekerjaan. Anggaplah pekerjaan itu sebagai ibadah dan amanah yang menuntut kepada keikhlasan dalam melaksanakannya.

"Apabila pekerjaan sudah dianggap satu ibadah, dan kita ikhlas melakukan ibadah itu, sudah tentulah segala peraturan mesti dipatuhi. Amanah yang diberi tidak sekali-kali dikhianati, walaupun yang disalahgunakan itu hanyalah sebatang pensil!. Bayangkan pensil yang diamanahkan kepada kita itu di bawa pulang ke rumah dan diberi kepada anak untuk digunakan. Anak pula gunakan pensil tersebut untuk menjawab soalan peperiksaan. Sudah tentu tiada keberkatan di situ dan jangan salahkan sesiapa sekiranya keputusan peperiksaan anak tidak seperti yang kita harapkan” tegas Mohsin serius.

Aku terpegun. Benar kata Mohsin. Jika di tempat kerja kita beramanah, sudah tentu kita tidak menyalahgunakan harta organisasi. Jauh sekali melakukan pembaziran dan penyelewengan dalam bekerja. Ini mengingatkan aku pesan Nabi Muhammad S.A.W. kepada Saad ibn Abi Waqqas supaya tidak membazirkan air ketika mengambil wuduk. Kalau dalam hal yang wajib seperti berwuduk pun Nabi berpesan supaya tidak membazir, inikan pula dalam perkara-perkara lain yang diamanahkan kepada kita.

Mohsin menyambung perbualan ”Setiap hari aku bermuhasabah untuk memastikan semua kerja yang telah aku lakukan pada hari itu adalah yang terbaik. Pada aku bekerja dengan bersungguh-sungguh dan penuh tanggungjawab menambah keberkatan rezeki. Bagi aku mutu kerja juga mesti sentiasa dipertingkatkan seperti kata Imam Al Ghazali "Hari ini adalah lebih baik dari semalam, dan hari esok adalah lebih baik dari hari ini".

Jam menunjukkan hampir ke jam 8.25 pagi. Mohsin berhenti berbicara dan meminta izin untuk beredar kerana waktu kerjanya bermula jam 8.30 pagi. Masa itu juga amanah baginya. Tidak patut masa untuk majikan disalahguna dengan berbual kosong di kafeteria. Aku kagum dengan sikap amanah rakan sekerjaku. Padanlah barakah sentiasa mesra mendampinginya....

Setelah Mohsin berlalu, aku segera menghabiskan makanan di pinggan untuk ke tempat kerja ku. Aku juga ingin pastikan segala gerak kerjaku sentiasa diberkati dan penuh dengan barakah...
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Objective of CCC

Author: CCC Committee Posted under:
  1. Effective and efficient resource allocation, including avoidance of wastage.
  2. Delivering appropriate quality, fit for purpose and value for money.
  3. Ability to appropritely evaluate quality and relevancy of work produced (from the stakeholder's perspective) vis-a-vis time cost and act accordingly.
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What is CCC?

Author: CCC Committee Posted under:
Cost Conscious Culture (CCC) exists where cost consciousness is a normal behaviour and value of the staff in the Bank.
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